When you change jobs, you need to decide what to do with the money in your 401(k) plan. Should you leave it where it is, or take it with you? Should you roll the money over into an IRA or into your new employer’s retirement plan?

I attended the wedding of two friends this past weekend, so naturally my mind is filled with many thoughts intersecting on this topic, both personal and professional. The concept of marriage is exciting, but it also presents many potential challenges.

Whether you want to manage your own assets, control how your assets are distributed after your death, or plan for incapacity, trusts may help you accomplishing your estate planning goals. There are many types of trusts, each designed with a very specific purpose. While trust law is complex and establishing a trust requires the services of an experienced attorney, it’s important to at least understand the basics.

A lot of people I know are having their first, maybe second child. Whether your child is a newborn, toddler, or teen—paying for college is a topic that will probably weigh heavily on you at some point.

First and foremost, I am incredibly thankful for all of the friendships and professional partnerships that I have made over the last ten years. I look forward to growing with you all in 2020 and beyond.
No doubt 2019 was a BIG year as I made the transition from the wirehouses (big firm world) into the independent financial advisory space with the launch of Campos Financial Group. I am incredibly appreciative of the trust and confidence placed in me by each and every one of my clients.

As the Thanksgiving food coma sets in after a day of gorging on all of my favorite foods, I can’t help but think of the many people around the country who will be escaping the family gatherings to take advantage of stores opening late this evening as they ring in the official start of the holiday shopping season. Black Friday, Cyber Monday and so on.

In the first few years of your career, creating a spending plan may feel like a foreign concept. Honestly, who wants to think about things like wealth planning when you’ve just started to make “real” money now you don’t have to live like a college student? What was the point of all those years of going to school if not to land a good job, earn money, and spend it in any manner you wish?

Many people understand the value of a retirement and estate planning, but often fail to consider the importance of having a power of attorney (POA) until a serious medical event occurs. By that point, it may be too late.

We are in the home stretch of summer as the days tick down to Labor Day. August here in the Washington metro area is traditionally slower as the House and Senate are in recess and masses of people around the region escape town for a few days of R&R.

I recently spent the day on Capitol Hill for the Congressional Hispanic Leadership Institute (CHLI) “Future Leaders Conference” that was held in the Russell Senate Office Building. CHLI is a fantastic organization with a mission dedicated to fostering awareness of the diversity of thought, heritage, interests and views of Americans of Hispanic and Portuguese descent. As a former Hill intern and Capitol Hill staff alum of Hispanic descent (my father emigrated from Perú), being able to participate in the event meant a lot.